1. Don’t sell your house until you have closed on the next one. The housing shortage increases day by day across the entire country. The price of housing increases daily as well. One might think it is a good time to sell their home at a good price but buying the next house may cost twice as much – if you can find one.
2. Keep your job if you have one. If you suspect you may be let go for whatever reason, look for that next job NOW. The employment market is in shambles; it may be best to take a job in another profession that has training, certification, and in a stable industry.
3. Pay off debt as rapidly as possible even if it cuts into your standard of living. Anything associated with money is facing a large windstorm of change. Having a debt-free income whether it is cash, percentage or bitcoin, it is best to be financially stable – the windstorm will toss everyone around.
4. Do not arbitrarily renovate your home or property. Raw materials like lumber, siding, pipe and electric materials are up an average of 25 percent; lumber is climbing without hesitation and now costs 80 percent more than it did one year ago. Much of this is due to a sudden jump in housing starts – or price gouging by lumber companies and mills.
5. Stay in college. This can be difficult amid the cost and fractured studies offered. Even if one must drop down to a smaller college or part time for any reason that is better than dropping out. The job market that is emerging under artificial intelligence will cut more than half the employment market for labor and white collar jobs.
6. Form babysitting clubs. Because of looming inflation, in those families where both must work, both will have no choice but to find child care. Don’t wait for Biden’s social services programs; they won’t happen until McConnell retires. Back in the day when mariner had wee children, mariner’s wife connected with nine other women who had small children. It was a useful consortium socially and functionally.
7. Strengthen social circle. In volatile social times like today, where every aspect of life carries a threat, it is important to be able to relate to a group of readily accessible friends in the neighborhood. Humans are natural groupies. Become active in any neighborhood activity from little league baseball to bowling to volunteer work to jigsaw puzzle parties to (in mariner’s day) sock hops.
8. Have a hobby. It can be anything from counting types of insects to making miniature jewelry to building doghouses. The hobby must be rewarding, provide relief from the daily world and not be a burden on the family – and not cost too much.
9. Take frequent small excursions. Disney World may not be feasible but driving an hour to a quaint ice cream parlor works just as well. Visit the remaining department stores; this is a disappearing life experience. How many years has it been since that last visit to the national forest? Even taking in a movie may be an increasingly rare experience.
10. Read. Get away from the television, Siri, video games and other numbing devices. Turn on your own brain. Read a newspaper, comic book, sexy novel or delve into the history of Kyrgyzstan. Reading requires a different part of the brain than the temporal lobe, home of conspiracies and fantasies. Perhaps as a combined effort with #9, visit a library or museum.

Ancient Mariner